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SEARCH HOMES
Search the local real estate market for single-family homes, duplexes,  condominiums, and more using our advanced home search tools.
Discover Your Perfect Home
Seamless Real Estate Journeys Tailored to You
Embark on a seamless journey through the dynamic real estate market with Maytha Realty. Whether you're a first-time homebuyer, a seasoned investor, or someone looking to right-size, we bring the tools, integrity, and energy to guide you to your perfect home. With a background steeped in marketing and business and 25 years of sales and management experience, our team offers a unique blend of expertise. As tenacious advocates and skilled negotiators, we prioritize your needs and ensure a personalized experience tailored to your unique preferences.
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Step 1
PRE-APPROVAL
A buyer must first be pre-approved for a mortgage loan to show the seller that you are willing and able to purchase a property. To get pre-approved, the buyer will need to call a lender with information regarding your salary, assets, bank statements, prior-year income, and FICO credit score.
Navigating the home-buying process can be challenging, but staying calm and taking your time during the search can make it smoother. One crucial aspect is determining the right property price. House-hunters should meticulously note marketing data, including selling price, changes, market duration, and list-sale price differences to better understand their dream home's value.
Additionally, tying the transaction to a property appraisal matching the purchase price helps avoid overpayment. Regular communication with your REALTOR® enhances the overall experience. While setting high expectations, be prepared to compromise to find a home that fulfills your needs and desires.
First-Time Buyer?
BUYING
We would be honored to assist you in your search for a new home. Contact us to inquire about exclusive new-home-buyer incentives that are only available to our team members.
Learn More About the Area!
COMMUNITIES
Before you invest, check out the properties in the neighborhood. The Featured Areas area is a good place to look for information about the neighborhood.
Consider Using a Mortgage Calculator.
CALCULATOR
Calculate your monthly mortgage payments using the Mortgage Calculator.
Get in Touch with a Pro!
CONNECT
Please don't hesitate to get in touch with us whenever you have questions regarding the area or a specific property you're interested in. At each point in the process of purchasing a home, you can rely on our assistance.
DO’S AND DON’TS
WHEN APPLYING FOR A MORTGAGE
While you are considering the purchase of a new home or exploring new financing on your current home, you should not do anything that will have an adverse effect on your loan from this point through the rest of the process.
• Continue making your mortgage or rent payments.
• Stay current on all existing accounts.
• Keep working for your current employer.
• Keep your same insurance company.
• Continue living at your current residence.
• Continue to use your credit as normal.
• Call us if you have any questions, as we are always here to help and are just a phone call away.
• Make a major purchase (car, boat, jewelry, etc…).
• Apply for new credit (even if you seem pre-approved).
• Open a new credit card.
• Transfer any balances from one account to another.
• Pay off charge-offs or collections without a discussion with your lender or me first.
• Buy any furniture.
• Close any credit card accounts.
• Change bank accounts.
• Max out or overcharge your credit card accounts or consolidate credit card debt.
• Take out a new loan.
• Start any home improvement projects.
• Finance any elective medical procedure.
• Open a new cellular phone account.
• Pay off any loans or credit cards without discussing it with your lender or me.
Curated Homes For You
BUYING FAQ'S
Whether you're a first-time buyer or a seasoned investor who needs a refresher on how transactions work, here are some answers to the most often asked questions.
The first step in the home-buying process is to get pre-approved for a mortgage. Obtaining a lender's pre-approval letter sets the ball rolling in the correct way.
Buying a home takes roughly 10 to 12 weeks from start to finish (from searching online to closing escrow). The average time to close escrow on a home is 30 to 45 days after a home is chosen and an offer is accepted (under normal market conditions). However, cash-paying home purchasers who are well-prepared have been known to purchase properties much faster.
The listing broker compensates buyers' agents (also known as buyer's agents) for bringing purchasers to the table. The listing broker splits the listing fee with the buyer's agent when the home is sold. As a result, buyers do not compensate their representatives.
The average down payment in the United States is 11%. However, this figure includes both first-time and recurrent purchasers.
If the equity in your current home will be used to pay for the down payment on your new home, the former must be sold first.
It's entirely up to you! Home buying is, without a doubt, easier today than it has ever been. The opportunity to browse for homes online and view photos before leaving the comfort of your own home has dramatically transformed the home-buying process. Convenience has never been higher. But nothing beats seeing a house in person to get a sense of how it looks and feels.
The timeframe in which the seller must react should be specified in written offers. It should be enough to give them twenty-four hours.
